Mortgage payment calculator

Estimate the monthly payment on a home in Chicago's northwest suburbs: principal and interest, property taxes, insurance, and HOA dues in one number. Change any figure and the estimate updates as you type.

Home price

Interest rate (%)

Down payment (%)

Down payment ($)

Loan term

HOA dues (per month)

Property taxes (per year)

Homeowners insurance (per year)

Estimated monthly payment

-Loan amount: $0
-Principal and interest: $0 per month
-Property taxes: $0 per month
-Insurance: $0 per month
-HOA: $0 per month
-Total interest over the loan term: $0

Estimates only, for planning. The starting rate is the Freddie Mac national average for a 30-year fixed loan for the week of October 22, 2026 (7.32%); your actual rate depends on credit, loan type, and the day you lock, so change it to any quote you are comparing. Property taxes in the northwest suburbs often run roughly 1.8% to 2.4% of a home's market value per year; use the actual tax bill when you have it. This calculator is general information, not a loan offer, a rate quote, or a commitment to lend.

Want the real numbers for your situation?

A calculator cannot see your credit, your loan program options, or this week's pricing. Ryan Drum, Mortgage Loan Officer with NEXA Lending LLC, licensed in Illinois, can: bring him a home, a listing, or a refinance idea and get figures you can act on.

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Ryan Drum, Mortgage Loan Officer, NEXA Lending LLC. Individual NMLS #2722559 | Corporate NMLS #1660690 | Equal Housing Opportunity.